.words a:hover {
	text-decoration:none;
	}
.bullet li {
	margin-bottom: 5px; 
	}
.captionx {
	font-family:Georgia, "Times New Roman", Times, serif;
	text-align:center;
	font-style:italic;
	font-size:12px;
	color:#505a3c;
	}
.heading {
	border:#be3214 2px solid;
	background-color: #FFFFCC;
	}
.rateheading {
	border:#be3214 2px solid;
	background-color: #FFFFCC;
	width:350px;
	margin:auto;
	}
.rateheading table tr td {
	padding-top:3px;
	padding-bottom:3px;
	padding-left:5px;
	padding-right:5px;
	}
.headingtext {
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:12pt;
	color:#505a3c;
	text-align:center;
	padding:5px;
	font-weight:bold;
	}
.headingtitle{
	font-size:17pt;
	color:#be3214;
	font-family:verdana;
	padding-top:5px;
	}
.headingtitlesml{
	font-size:15pt;
	color:#be3214;
	font-family:verdana;
	padding-top:5px;
	}
.undertitle {
	font-size:15pt;
	color:#505a3c;
	font-family:verdana;
	}
.rateheader {
	padding-top:5px;
	padding-bottom:5px;
	background-color: #FFFFE1;
	}
.rateheader2 {
	color: #505A3C;
	font-size:14pt;
	}
.tableouter {
	border:#505a3c 2px solid;
		}
.tableouter tr td {
		padding-left:15px;
		padding-right:15px;
		padding-top:5px;
		padding-bottom:3px;
		background-color: #FFFFE1;
	}

.leftcol {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12pt;
	color: #be3214;
	background-color: #FFFFE1;
	width: 300px;
	padding-top: 2px;
	padding-bottom: 2px;
	padding-left: 10px;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #be3214;
	margin-top: 5px;
	margin-right: 2px;
	margin-bottom: 12px;
	margin-left: 10px;
	font-weight:bold;
}
.cotnav {
	background-color: #e6d296;
	border: 1px solid #be3214;
	padding: 5px;
}
.cotnav a {
	font-size: 9pt;
	font-weight: bold;
	text-decoration: none;
	padding-right: 4px;
	padding-left: 4px;
	padding-top: 1px;
	padding-bottom: 1px;
	color: #505a3c;
	vertical-align: middle;
	border: 1px solid #be3214;
	background-color: #FFFFCC;
}
.cotnav a:hover {
	background-color: #FFFFFF;
	color:#000000;
}
.quotetext {
	font-family:Georgia, "Times New Roman", Times, serif;
	text-align:center;
	font-style:italic;
	font-size:10pt;
	color:#505a3c;
	padding-left:5px;
	padding-right:5px;
	padding-top:1px;
	padding-bottom:1px;
	font-weight:bold;
	}
#LHS {
	vertical-align:top;
	float:left;
	width:386px;
	padding:2px;
	}
#RHS {
	vertical-align:top;
	float:right;
	width:385px;
	padding:2px;
	}